A mind-boggling array of Financial calculators for your benefit
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Let me ask you a question. Do you like math and finance? If you do, you will love what I am going to introduce to you. If you don't, you should still check this out anyway. Cos' it's good stuff! Plus it will come in handy for you in future. That, I'm pretty sure.
To me, a calculator is always a must have tool, not because my maths sux (I got an 'A' for my maths back in college! Don't be fooled by my ramblings!), but because I'm simply not adept at mental calculation.
When it comes to finance, calculators can save you loads of time and help you look at the big picture. A picture that may be hazy and uncertain upon first sight, but is abundantly clear when everything is laid out bare on the table.
What exactly am I talking about?
Let me paint a scenario for you.
You have a wad of cash. You are contemplating whether to invest this sum of money or to pay off a loan. However there are many factors involved. To come to an informed decision, you need to consider factors such as the monthly loan payment, annual loan interest rate, loan balance, investment type, investment rate of return, loan interest deductibility and the tax rate, after which you will then have to weigh the odds, and determine which action will tip the scale towards your advantage.
Phew! Sounds complicated? Sure it does! I'm having a splitting headache already!
Do-able? Yes, you can with a spreadsheet, but you still have to input all the formulae yourself. Even when that is done, you will need to analyze and make sense of the result that comes out.
Now if I tell you, I can give you a resource site, in which all you need to do is simply to just key in the values and it will interpret the result for you, does it sound good?
It definitely does to me!
You know what? It feels like I'm writing a sales pitch for some products, but NO! This is a 100% free resource site that I stumble upon some time back. Absolutely useful and handy if you ask me, and I want to give you a heads up on it.
Introducing Hugh Chou's Mortgage and Financial Calculators.
This guy is a GENIUS! He made a whole comprehensive list of financial calculators that can work out virtually everything (okay..almost) for you from home loan payment to retirement sums.
Here is a sneak peak of what calculators are available. There are even some non-finance tools that are quirky and fun to play around with!
- Savings Comparison Calculator
- Medical Savings Account Calculator
- Effective Rate of Multiple Loan Calculator
- Conventional Loan with Initial Only Payments Calculator
- Interest Only vs Amortized Loan Comparison Calculator
- Generic Loan Amortization Calculator
- Income Qualification Calculator
- Lease Calculator
- Mortgage Duration Calculator
- Investment Savings Comparison Calculator
- Compounded Interest Calculator
- Nominal and Effective Interest Rate Calculator
- Wealth Calculator
- Gas Guzzling Calculator
- Password Generator
- MathSolver
- Break the Starbucks Habit Calculator
- Save a Fortune by not Smoking Calculator
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