A mind-boggling array of Financial calculators for your benefit

Let me ask you a question. Do you like math and finance? If you do, you will love what I am going to introduce to you. If you don’t, you should still check this out anyway. Cos’ it’s good stuff! Plus it will come in handy for you in future. That, I’m pretty sure.

To me, a calculator is always a must have tool, not because my maths sux (I got an ‘A’ for my maths back in college! Don’t be fooled by my ramblings!), but because I’m simply not adept at mental calculation.

When it comes to finance, calculators can save you loads of time and help you look at the big picture. A picture that may be hazy and uncertain upon first sight, but is abundantly clear when everything is laid out bare on the table.

What exactly am I talking about?

Let me paint a scenario for you.

You have a wad of cash. You are contemplating whether to invest this sum of money or to pay off a loan. However there are many factors involved. To come to an informed decision, you need to consider factors such as the monthly loan payment, annual loan interest rate, loan balance, investment type, investment rate of return, loan interest deductibility and the tax rate, after which you will then have to weigh the odds, and determine which action will tip the scale towards your advantage.

Phew! Sounds complicated? Sure it does! I’m having a splitting headache already!

Do-able? Yes, you can with a spreadsheet, but you still have to input all the formulae yourself. Even when that is done, you will need to analyze and make sense of the result that comes out.

Now if I tell you, I can give you a resource site, in which all you need to do is simply to just key in the values and it will interpret the result for you, does it sound good?

It definitely does to me!

You know what? It feels like I’m writing a sales pitch for some products, but NO! This is a 100% free resource site that I stumble upon some time back. Absolutely useful and handy if you ask me, and I want to give you a heads up on it.

Introducing Hugh Chou’s Mortgage and Financial Calculators.

This guy is a GENIUS! He made a whole comprehensive list of financial calculators that can work out virtually everything (okay..almost) for you from home loan payment to retirement sums.

Here is a sneak peak of what calculators are available. There are even some non-finance tools that are quirky and fun to play around with!

• Savings Comparison Calculator
• Medical Savings Account Calculator
• Effective Rate of Multiple Loan Calculator
• Conventional Loan with Initial Only Payments Calculator
• Interest Only vs Amortized Loan Comparison Calculator
• Generic Loan Amortization Calculator
• Income Qualification Calculator
• Lease Calculator
• Mortgage Duration Calculator
• Investment Savings Comparison Calculator
• Compounded Interest Calculator
• Nominal and Effective Interest Rate Calculator
• Wealth Calculator
• Gas Guzzling Calculator
• Password Generator
• MathSolver
• Break the Starbucks Habit Calculator
• Save a Fortune by not Smoking Calculator

I can honestly tell you that I was so impressed with the calculators that I even emailed Hugh to discuss the possibility of purchasing the calculator scripts for a finance site that I’ll be coming out with.

This is truly a good useful resource site, to not only help you calculate your finances, but also allows you to understand how the whole financial number crunching computation works and what it means. First rate financial resource in my view!

You absolutely have to check this out!

Hugh Chou’s Mortgage and Financial Calculators

[tags]Financial calculators, Financial resource, Loan Calculator, Mortgage Calculator, Investment calculator, Investment[/tags]

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Useful info…. online calculators make it easy…

Now I can say that’s a great post, It is always difficult to find such posts here. and it is always tough to calculate such things.

I need to work in the cash part… But as I have estimated, I will probably have some spare cash to invest in the fall of 2008.

I have some new information about a possible investment, but as I can see, nobody is that interested to find out but I will post anyways just in case that interested people find it useful: invest in oil companies soon because the price for oil is raising at an alarming rate and that means more and more profit for those companies…

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the math in finance is very interesting

Nobody can’t say that such a calculator isn’t useful. I use one of these all the time and I can say that for me is necessary.

This calculator is very useful. I have tried it many times and it has always been effective.

Finance is such a game and anything that makes things more easier is welcome. Money crunching is hard and we all know that.

I’ve seen Hugh’s site before. it’s got a lot of useful calculators.

I am glad you wrote an article about money management. So many internet marketing articles talk about how to get money, but very few articles suggest sound tools to manage the money you are trying to make.

I’ve been using a Mortgage Calculator myself eh, because Im trying to buy a home but times are tough.

Where can I find a mortgage calculator to put on a web page? I am in the process of teaching myself how to build web pages. I am working on one now for a friends mortgage company. I need a mortgage calculator. Where can I get one? Thanks..!!!

Excellent posting, The information is very much useful and the online calculator saves the time.Thanks for the post.

Excellent posting, The information is very much useful and the online calculator saves the time.Finance is such a game and anything that makes things more easier is welcome. Money crunching is hard and we all know that.

Useful information. I am interested to work in finance. Yes ! very few articles will suggest sound tools for managing the money via online. I am sure this will help a lot for those in finance. All the best.

I can honestly tell you that I was so impressed with the calculators that I even emailed Hugh to discuss the possibility of purchasing the calculator scripts for a finance site that I’ll be coming out with.

Nice post…You have a wad of cash. You are contemplating whether to invest this sum of money or to pay off a loan. However there are many factors involved.

Great find he has any type of calculator you could ever need. If more people used them they would know what they can afford and not afford. You also would know how much money you need to retire and how much to invest and what the money has to make every year.

Etfs last blog post..Oil etf.

Great information…Hugh Chou’s Mortgage and Financial Calculators is really very useful for the real estate people..I can easily calculate the Mortgage with the help of this..
Very informative and cool information!!!!

Wedding Plannings last blog post..A Yellow + Grey + Fuchsia Wedding

Thanks i like the calculators. Makes it easy to see how much i would pay each month and i can compare different interest rates. Thanks amy

I desperately need such a calculator. After having gone through all the mental exhaustion in this economic crunch even my mind is feeling helpless.

Nice find. You listed every type of calculators anyone would ever need. Makes it easy to see how much you pay each month and how much interest you pay over the time of any loan. Like the fact you can see payments go down with more down payment.

phone services last blog post..Broadband phone voip service.

Very useful post. I’m interested more for an amortization schedule calculator. We all now how hard it is to find a good mortgage loan.

Excellent post. I am very much interested to work in finance. I am sure this will help a lot for those in finance.It really helped me a lot, will be referring a lot of friends about this. Thanks a bunch for sharing this online calculator with us.

Financial calculators are pretty common these days, but they don’t do anything a spreadsheet can’t.
I have the Texas Instruments BA II Plus and it is an invaluable tool. Basically it allows you to calculate IRR, NPV and conduct basic valuations on the fly. It’s pretty useful if you can afford it, but in theory I could get by simply using functions and macros that you can design or downlaod for free.

Financial calculators are really very useful these days.
Thanks for the great writing.

Excellent posting, The information is very much useful and the online calculator saves the time.Finance is such a game and anything that makes things more easier is welcome. Money crunching is hard and we all know that.