A mind-boggling array of Financial calculators for your benefit

Let me ask you a question. Do you like math and finance? If you do, you will love what I am going to introduce to you. If you don’t, you should still check this out anyway. Cos’ it’s good stuff! Plus it will come in handy for you in future. That, I’m pretty sure.

To me, a calculator is always a must have tool, not because my maths sux (I got an ‘A’ for my maths back in college! Don’t be fooled by my ramblings!), but because I’m simply not adept at mental calculation.

When it comes to finance, calculators can save you loads of time and help you look at the big picture. A picture that may be hazy and uncertain upon first sight, but is abundantly clear when everything is laid out bare on the table.

What exactly am I talking about?

Let me paint a scenario for you.

You have a wad of cash. You are contemplating whether to invest this sum of money or to pay off a loan. However there are many factors involved. To come to an informed decision, you need to consider factors such as the monthly loan payment, annual loan interest rate, loan balance, investment type, investment rate of return, loan interest deductibility and the tax rate, after which you will then have to weigh the odds, and determine which action will tip the scale towards your advantage.

Amazingly HOT giveaway site worth checking out

Sorry for the screaming-for-attention headline I’ve here. Don’t worry I’m not going to sell you anything. So put your itchy wallet away. I just want to give you a heads up on an amazing resource site I came across.

I’ve been to number of free giveaway sites, and it is fair to say that a lot of them are filled with junk and thrash. Simply put – a waste of time!

While surfing around aimlessly the other day, I stumbled upon yet another giveaway site. I was skeptical at first, but nevertheless, I decided to check it out.

And boy am I glad I did. This is definitely the real deal. The site I’m talking about here is Giveaway of The Day. Basically this site offers FREE softwares for give away. It’s not your thrashy kind nor are the products just merely trial versions. These are licensed and fully functional softwares that are useful and handy. They are available for download for a day (hence the name), but quite often, this period stretches longer than that (only when the publishers are agreeable).

Small crazy personal reminiscence on Investment and a great tool I (and you should) use – ChartNexus charting software

Investing has always been an interest of mine. My investment journey started 2 years back when it dawned on me that I should be making my money in my savings work harder for me, instead of just leaving it there to gather dust.

The interest rate the bank was giving me then was really pathetically puny (and it still is). But what to do? It is supposedly risk free (but not entirely. If the bank is to go bust, your savings go down with it). Therefore to compensate for the near zero risk, I’ll have to live with a  low interest rate. Nothing I can really complain about.

Having enough of this, I embarked on a arduous journey where I locked myself in a dark cold room, determined not to come out until I mastered the art of investment. Years of sleepless night spent peering at investment sites and resources, as well as doing virtual and real trading has gone by, and I’m proud to announce that as of today, I’m still nowhere near ‘master yoda’ stage……YET.

It’s okay. No worries, I will reach there one day. Warren Buffett and George Soros, please watch your back!